●Imagine you are on the road, headed for an important client meeting out of town. Suddenly your car stops in the middle of the road and you are not able to resume your journey. With the little knowledge that you have, you try repairing the vehicle but nothing seems to work. Your client is awaiting your arrival and your car is stranded in the middle of nowhere!

●This is where the Roadside Assistance Cover steps in like a knight in shining armour. It helps you with a multitude of things, right from jump-starting a dead battery to changing a flat tire - so you can get back on the road as quickly and safely as possible. In this article, we discuss all that you need to know about the Roadside Assistance Cover. Let’s get started!

●In this article, we discuss all that you need to know about the Roadside Assistance Cover. Let’s get started!

First, What is the Roadside Assistance Cover?

Roadside assistance coverage is like having a personal mechanic on call 24/7, ready to help you with any unexpected issues that may arise while you're on the road. Whether you run out of fuel, have a flat tire, or your car breaks down, roadside assistance will come to your rescue. This can save you from the stress and inconvenience of being stranded on the side of the road. Some insurers may provide this cover as a built-in feature, while some may charge you for the same.

Services Available Under a Roadside Assistance Cover

A Roadside Assistance Cover is designed to help you in case of an emergency and to get you back on the road as soon as possible. Some of its services include -

1️⃣ Mechanical breakdown:

The insurance company will provide assistance for issues such as a dead battery or other mechanical problems that prevent your vehicle from running any further.

2️⃣ Towing services:

Towing services will be provided in case of an accident or if your vehicle needs repairs that need to be done in a workshop.

3️⃣ Flat tire:

This coverage includes sending a mechanic to replace the flat tire with a spare.

4️⃣ Fuel arrangements:

Fuel arrangement services will be made in case you run out of fuel and can't reach the nearest gas station.

5️⃣ Medical Coordination:

This service will be provided if you or your passengers are injured in an accident and need medical assistance.

6️⃣ Locked-Car Assistance:

If you accidentally lock your car with the key inside, this assistance will help you in accessing the car keys so you can continue your journey.

7️⃣ Car Registration Renewal Service:

A complimentary registration service is offered if the reservation for the same is done before 48 hours of registration. However, this service can be used only once. It is not applicable to commercial vehicles.

8️⃣ Discounts on International Driving Licence:

You will be eligible for a 10% discount on an international driving licence.

9️⃣ Airport Services:

You can make use of the airport meet and greet service, along with the airport pick up and drop service two times a year.

🔟 Additional Services:

Under this cover, you can request free emergency home maintenance services or courier delivery services, within the same city. You can also make use of the free automobile service twice a year.

Note: The above-listed services differ from one insurer to another. This is why it is always important to review your policy and understand what is covered under your roadside assistance cover to make the best use of your policy.

How Does a Roadside Assistance Cover Work?

Imagine you are driving to work on a busy highway and suddenly your car starts making strange noises. Suddenly the engine cuts out and your car comes to a stop in the middle of the road. You try to start the car but it won't start. You are now stranded on the side of the road with no idea what to do next.
This is when a Roadside Assistance Cover comes in handy. All you have to do is look for the emergency roadside assistance number and inform your insurer about your location and a brief description of the problem. The insurer will do the needful to provide assistance at your location.

How Can You Add a Roadside Assistance Cover to Your Policy?

Most insurance companies offer roadside assistance as a built-in policy feature. However, there may be some insurers who do not include this coverage, and you will have to pay an additional premium to add it to your policy. This is usually a nominal additional cost, but the peace of mind it provides can be well worth it.

Who Should Buy A Roadside Assistance Cover?

You should customise your car insurance with a Roadside Assistance Cover if -

➔ You are a daily user

Whether you are a daily commuter or a frequent long-distance traveller, having roadside assistance coverage can provide peace of mind knowing that you have a safety net in case of an emergency. Whether you run out of gas, have a flat tire, or your car breaks down, roadside assistance will get you back on the road as soon as possible.

➔ It will be convenient for you

If you prefer convenience, roadside assistance coverage can be a valuable addition to your policy. Instead of having to worry about finding a repair shop or paying for a tow truck, roadside assistance will take care of everything for you.

➔ When you need a helping hand

If you are new to driving or are not confident in handling car-related issues, roadside assistance coverage can be a great way to have a helping hand. The insurance company will take care of any emergency and you don't have to worry about anything.

To conclude

A Roadside Assistance Cover provides you with peace of mind when you need it most, whether you're a daily commuter or a long-distance traveller. It ensures that you will always be looked out for - whether you have a flat tire, run out of fuel, need medical services, and so on.