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Benefits of Buying Car Insurance Online

Benefits of Buying Car Insurance Online

May 18, 2023

People used to purchase everything offline, from kitchen items to gadgets to clothes, till upto a few years ago. They used to check each and every product manually before buying it.

Then, with digitalisation and massive changes in the tech space, there was a major shift in the buying behaviour of the people. For instance, if you wanted to eat a burger a few years back, you would go to the outlet. Now, you can order it online and eat it in the comfort of your home. The online world has impacted our daily lives and has made our tasks hassle-free and organised.

Insurance, too, is no exception here. You can easily buy car insurance for your vehicle on an online portal in just a few clicks! You no longer need to visit the insurer or talk to call centres and spend hours or even days getting an insurance policy.

In this article, we will discuss the benefits of buying car insurance online. Read on!

First, What is Car Insurance?

Car insurance provides financial protection against damages caused to your car because of accidents, theft, natural calamities, etc. Depending on the type of policy purchased, it provides coverage to you, your vehicle, the third party, and their property.

Benefits of Buying Car Insurance Online

Let us have a look at some of the benefits of purchasing a car insurance policy online -

1️⃣It is a convenient mode of purchase

Buying car insurance online is easier than buying it manually from the office of any insurance company. You can check the quotes from various insurers from anywhere at any time and buy the one that suits your needs. It eliminates the need to go out and visit different insurance companies or call various agents to get quotes to purchase a plan.

2️⃣It can save you a lot of time

Buying a car insurance policy online requires you to follow a few simple steps that don’t take a lot of time. All you have to do is fill in some vehicular and personal details, choose a plan, and pay the premium! Also, as discussed before, you can buy the policy from the comfort of your home without having to visit the insurer or talk to agents. And so, you can save an ample amount of time.

3️⃣It can give you some good discounts

The best way to garner discounts or offers on your car insurance policy premium is by purchasing it online. You can compare various car insurance policies and check the discounts given under each one.

4️⃣It allows you to renew your policy easily

You need to renew your car insurance on a yearly basis. It may become inconvenient for you to visit the office every time manually and renew your policy. You can quickly get it done online by simply entering your details along with the details of your car.

And, if you are renewing the policy with the same insurer, you simply need to enter your policy number and proceed with the renewal process. Once you complete the payment, your policy will get renewed instantly.

5️⃣It lessens any external influence and dependency

If you purchase car insurance offline, you will have to deal with middlemen and intermediaries, who might prompt you to take a decision that is influenced by their advice. This can lead to you buying a policy that doesn’t cater to your needs, especially if the middleman is commission-driven.

On the other hand, if you purchase the policy online, everything is completely transparent. You can compare various policies, go through their terms, have a look at the premiums, etc. before making a decision.

6️⃣It gives you the option of comparing quotes

Purchasing car insurance online is a convenient and hassle-free process. All you have to do is simply visit a broker’s website, where you’ll be able to see policies offered by different insurers - on the same page. You can easily compare them and choose the policy that fits your needs and budget the best.

In contrast, if you purchase it offline, you will have to visit each insurer's office and get quotes, and then, compare each product - which is honestly, quite time-consuming and tedious.

7️⃣It ensures value for money

Purchasing car insurance online is a good way to find a plan at the best price. You can compare quotes from various insurers and check the coverage and the premium amount for the car with the same specifications. This will help you to choose a plan that fits your finances while giving you the coverage you need.


No doubt, risks are high when you are on the road. But with a car insurance policy in hand, you get constant security to tackle unforeseen situations. Also, driving an insured car makes the ride so much safer and thus, more fun. The best part is that you can easily purchase it online in a hassle-free way in just a few minutes!

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